Finance workspace for teams of 10 to 500

Know where every dollar goes next quarter

Invoices, bills, cards and transfers in one ledger, with a forecast that redraws itself and an analyst you can ask in plain words.

Invoices Transactions Cash flow

Live demo on Larkspur Studio's sample ledger. Click the box to ask your own question.

Trusted by 2,400 finance teams

Features

Built for the money work
that eats your week

Bills, invoices, cards and transfers run through one ledger, so every report, forecast and answer starts from the same numbers.

Transfers at the rate you see

Pay suppliers in 34 currencies. Compare routes, lock a rate for 30 seconds and send before it moves.

Transfer routes

Cards that file their own receipts

Issue a card to anyone in 20 seconds. Tap to pay, snap the receipt, and Abacus matches it to the charge.

Invoices that follow up for you

Send once. Abacus reminds the customer on day 3, 14 and 30 and marks it paid when the money lands.

INV-2072Draft
Bill toHollis & Grant
Halden dining tables, oak × 5$12,000.00
Delivery and install$2,200.00
Total due Nov 8$14,200.00
  1. Sent
  2. Viewed
  3. Reminder
  4. Paid

Bills with a clear approval path

Route anything over $5,000 to two approvers. Abacus pays on the due date, not before.

Rockwood LumberRL-20931 · due Oct 18
$18,640.00
  • June ParkSubmitted · Oct 3
  • Maya LindqvistApproved · Oct 9
  • Daniel ReyesWaiting for approval
  • 18
    Pay from OperatingScheduled once approved

Limits per card, per team

Monthly limits, merchant locks and a freeze switch for every card, physical or virtual.

Three metal Abacus cards in graphite, silver and white on a grey surface
Design team$3,885 / $5,000
•••• 3157 · Amara Diallo

Under the hood

One ledger under
every screen

Each layer reads and writes the same double-entry ledger, so the cash on Home, the total in Reports and the analyst's answer always agree to the cent.

  • Analyst
  • Cards and spend
  • Invoices and bills
  • Transfers and FX
  • Ledger
  • DOUBLE-ENTRY UNDER EVERY VIEW
  • 11,000 BANKS, SYNCED EVERY 4 HOURS
  • SOC 2 TYPE II · AES-256 AT REST

Cash flow

See next year's cash
before you spend it

A 12-month forecast built from your actuals. Add a hire, lose a customer or change prices, and runway redraws on the spot.

ActualBase forecastWith scenarios

How it works

Live in an afternoon

Most teams connect everything on day one and close their first month in Abacus within a week.

01

Connect banks and cards

Read-only bank feeds from 11,000 institutions. History back to January imports in minutes.

FH
First Harbor BankOperating ··4471
Synced
CT
Cedar TrustEUR ··3318
Synced
NC
Northline Credit UnionCAD ··7745
Synced
02

Receipts file themselves

Snap a photo or forward the email. Abacus reads the total and matches it to the charge.

A clipped stack of paper receipts on a grey surface
Matched to $1,284.60 · Cascade Air
03

Ask, approve, forecast

Ask the analyst in plain words, approve bills from your phone, and watch the forecast update.

How much did we spend on materials in September?
$166,313 on materials, 19% of September spend.

Customers

Finance teams that close
in days, not weeks

$2.1Bmoved through Abacus in 2025
3.4 daysmedian month-end close, down from 11
98.7%of transactions categorized without a person
14 minmedian time from bill received to approved
A furniture workshop office corner with a desk and timber offcuts
We closed August in three days. It used to take eleven, mostly chasing receipts from the shop floor.
Inés OrtegaFinance lead · Tamsin Woodworks, 38 people
  • 11 → 3 days to close
  • 412 receipts matched in August
The back office of a bakery with a steel table and flour sacks
I ask it how much flour cost us this quarter and get the number with the invoices behind it. My accountant gets the same view.
Tomás FerroOwner · Ferro Bakehouse, 4 locations
  • 4 entities, one ledger
  • $0 missed early-pay discounts

Pricing

Simple pricing for
growing finance teams

Start free with up to 10 people. Move up when you need approvals, forecasting and more cards.

Starter

For founders and small teams putting their books in one place.

$0/forever

No credit card required

Get started
  • Up to 10 people and 5 cards
  • Invoices and bank feeds
  • Receipt matching
  • Analyst, 50 questions a month
  • Email support
Growth

For finance teams that need approvals, forecasting and deeper visibility.

$49/month
Billed yearly2 MONTHS FREE
Get started
  • Everything in Starter
  • Bill approvals and scheduling
  • 12-month forecast with scenarios
  • Unlimited cards and transfers
  • Unlimited analyst questions
Scale

For multi-entity companies with audit, access and volume needs.

$129/month
Billed yearly2 MONTHS FREE
Get started
  • Everything in Growth
  • Multiple entities and currencies
  • Role-based access and SSO
  • Audit log and exports
  • A named account manager

Prices per workspace, in USD. Transfers cost 0.35% above the mid-market rate. Card payments are free.

FAQ

Questions finance teams
ask us first

Security, setup, banks and what the analyst can see. Anything else, our team answers within a business day.

Talk to us

What does Abacus replace?

Your bill pay tool, expense cards, invoicing and the spreadsheet forecast. They all write to one ledger, so you reconcile once instead of four times.

Can I connect my existing bank accounts?

Yes. Read-only feeds from 11,000 banks in the US, Canada, UK and EU, synced every 4 hours. Your money stays where it is.

Is our financial data secure?

SOC 2 Type II audited, AES-256 at rest, TLS 1.3 in transit. Approvers must use two-factor sign-in, and every change lands in the audit log.

What can the analyst see?

Only your workspace's ledger, and only what your role can see. Each answer lists the transactions it used, so you can check the math.

Does it handle international payments?

Send in 34 currencies on local rails in 40 countries. Lock a rate for 30 seconds. The fee is 0.35% above mid-market, shown before you send.

Can our accountant get access?

Yes, with a free Accountant seat. Exports go to QuickBooks and Xero with your chart of accounts already mapped.

Is there a free plan?

Starter is free for up to 10 people and 5 cards, with no time limit. Growth has a 30-day trial with everything turned on.

How long does setup take?

Connecting banks takes minutes. Most teams invite approvers and issue their first cards on day one, then close their first month within a week.

What support do you offer?

Email and chat from 7am to 7pm Eastern on weekdays. Scale includes a named account manager and a migration plan.

One finance note,
once a month

Product changes, a teardown of a real month-end close, and the numbers behind it. Nothing else.

Concept · AriadnePT