Transfers at the rate you see
Pay suppliers in 34 currencies. Compare routes, lock a rate for 30 seconds and send before it moves.
Finance workspace for teams of 10 to 500
Invoices, bills, cards and transfers in one ledger, with a forecast that redraws itself and an analyst you can ask in plain words.
Live demo on Larkspur Studio's sample ledger. Click the box to ask your own question.
Trusted by 2,400 finance teams
Features
Bills, invoices, cards and transfers run through one ledger, so every report, forecast and answer starts from the same numbers.
Pay suppliers in 34 currencies. Compare routes, lock a rate for 30 seconds and send before it moves.
Issue a card to anyone in 20 seconds. Tap to pay, snap the receipt, and Abacus matches it to the charge.
Send once. Abacus reminds the customer on day 3, 14 and 30 and marks it paid when the money lands.
Route anything over $5,000 to two approvers. Abacus pays on the due date, not before.
Monthly limits, merchant locks and a freeze switch for every card, physical or virtual.
Under the hood
Each layer reads and writes the same double-entry ledger, so the cash on Home, the total in Reports and the analyst's answer always agree to the cent.
Cash flow
A 12-month forecast built from your actuals. Add a hire, lose a customer or change prices, and runway redraws on the spot.
How it works
Most teams connect everything on day one and close their first month in Abacus within a week.
Read-only bank feeds from 11,000 institutions. History back to January imports in minutes.
Snap a photo or forward the email. Abacus reads the total and matches it to the charge.
Ask the analyst in plain words, approve bills from your phone, and watch the forecast update.
Customers
We closed August in three days. It used to take eleven, mostly chasing receipts from the shop floor.
I ask it how much flour cost us this quarter and get the number with the invoices behind it. My accountant gets the same view.
Pricing
Start free with up to 10 people. Move up when you need approvals, forecasting and more cards.
For founders and small teams putting their books in one place.
For finance teams that need approvals, forecasting and deeper visibility.
For multi-entity companies with audit, access and volume needs.
Prices per workspace, in USD. Transfers cost 0.35% above the mid-market rate. Card payments are free.
FAQ
Security, setup, banks and what the analyst can see. Anything else, our team answers within a business day.
Talk to usYour bill pay tool, expense cards, invoicing and the spreadsheet forecast. They all write to one ledger, so you reconcile once instead of four times.
Yes. Read-only feeds from 11,000 banks in the US, Canada, UK and EU, synced every 4 hours. Your money stays where it is.
SOC 2 Type II audited, AES-256 at rest, TLS 1.3 in transit. Approvers must use two-factor sign-in, and every change lands in the audit log.
Only your workspace's ledger, and only what your role can see. Each answer lists the transactions it used, so you can check the math.
Send in 34 currencies on local rails in 40 countries. Lock a rate for 30 seconds. The fee is 0.35% above mid-market, shown before you send.
Yes, with a free Accountant seat. Exports go to QuickBooks and Xero with your chart of accounts already mapped.
Starter is free for up to 10 people and 5 cards, with no time limit. Growth has a 30-day trial with everything turned on.
Connecting banks takes minutes. Most teams invite approvers and issue their first cards on day one, then close their first month within a week.
Email and chat from 7am to 7pm Eastern on weekdays. Scale includes a named account manager and a migration plan.
Product changes, a teardown of a real month-end close, and the numbers behind it. Nothing else.